Intesa Sanpaolo Credit Card – Apply Online for Your Visa/Mastercard with a Limit of Up to €100,000

If you are looking for a reliable, secure and worldwide accepted credit card, Intesa Sanpaolo is one of the best choices in Italy.

With years of experience in the banking industry and millions of satisfied customers, the bank offers tailor-made payment solutions, ideal for different profiles — from everyday use to international travel and online shopping.

Today, request the Intesa Sanpaolo Visa or Mastercard Credit Card is simpler than ever. In just a few minutes, you can get a credit limit of up to €100,000 and enjoy exclusive benefits that only one of Italy's largest banks can offer.

Interest: Why Choose Intesa Sanpaolo for Your Credit Card

Intesa Sanpaolo is synonymous with trust, security and innovationEach card is designed to offer total flexibility, absolute control, and maximum protection. See the top reasons Italians choose this bank:

1. Personalized Limit of Up to €100,000

The limit (ceiling) is adapted according to your financial profile. From modest amounts to high limits, the bank assesses your income and offers a personalized limit that can reach 100.000€, also ideal for professionals and entrepreneurs.

2. Choose Between Visa or Mastercard

You can choose between the two largest payment circuits in the world:

3. Advanced Security with 3D Secure and Mobile App

All online transactions are protected with the system 3D Secure, which guarantees two-factor authentication.
Additionally, with the app Intesa Sanpaolo Mobile, you can:

4. Payment in cash or installments

Choose how you want to pay:

In either case, the decision is yours — with complete financial freedom.

5. Insurance and Premium Benefits

Intesa Sanpaolo's cards include exclusive insurance and coverage, such as:

The versions Gold e Exclusive offer even more: access to airport VIP lounges, 24-hour concierge and rewards and miles.

Desire: The Unique Advantages of the Intesa Sanpaolo Credit Card

Intesa Sanpaolo credit cards are not just a means of payment, but also tools for a more practical, secure and digital financial life.
Check out the benefits that most delight Italian users:

Digital Management 100%

Forget lines and bureaucracy. With the Intesa Sanpaolo website, you request your card online, sign digitally and receive at home — all quickly and securely.

Digital Wallet Compatibility

The cards are compatible with Apple Pay, Google Pay and Samsung Pay, enabling instant, contactless payments via mobile phone or smartwatch.

Cashback and Exclusive Offers

Depending on the version you choose, you can participate in programs cashback e discounts on travel, partner stores and restaurants.

Total Control via the App

The application Intesa Sanpaolo Mobile is one of the most popular in Italy. Here you can:

Financial Flexibility

With a high limit and installment option, you can deal with unforeseen events, investments or large purchases with peace of mind and security.

Intesa Sanpaolo Credit Card Types

Card TypeMain Features
XME Credit CardIdeal for everyday use; allows payment in cash or installments; compatible with digital wallets.
GoldHigher limit, travel insurance, priority service and exclusive benefits.
ExclusivePremium card with a limit of up to €100,000, concierge and international benefits.
Corporate / BusinessDesigned for businesses and professionals, with integrated reporting and accounting control.

How to Apply for the Intesa Sanpaolo Card Online

The process is fast and digital 100%. Here's how to do it:

  1. Visit the official website from Intesa Sanpaolo: www.intesasanpaolo.com
  2. Go to the “Credit Cards” section.
  3. Choose the ideal model for your profile (XME, Gold, Exclusive).
  4. Fill out the form with your details and income information.
  5. Submit your application and wait for credit analysis.
  6. After approval, the card will be sent directly to your address.

💡 Tip: have at hand the codice fiscale (Italian CPF), a valid identity document and proof of income (pay slip or statement).

Costs and Conditions

Values may vary depending on the type of card, but in general:

Always check the official website to confirm updated conditions.

Frequently Asked Questions (FAQ)

Can I apply for the card without having an Intesa Sanpaolo account?

Yes, in some cases. However, those who already have a checking account with the bank usually receive faster analysis and additional benefits.

Is there a minimum income requirement?

Yes. Proof of a fixed income or regular source of income is required. In some cases, a guarantor or security deposit may be required.

Is the card accepted outside of Italy?

Yes! Visa and Mastercard Intesa Sanpaolo cards are accepted at millions of establishments worldwide.

Can I pay with my smartphone?

Yes. All cards are compatible with Apple Pay, Google Pay, and Samsung Pay.