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Nubank revolutionized the Brazilian financial market by simplifying access to credit. Known as the “"purple card"”, the Nubank credit card Today, it is one of the most sought-after financial products for those looking for convenience, complete control through the app, and a lack of bureaucracy.
But, besides the modern look, what really makes the Nubank card Is it different? Does it offer cashback? Does it charge an annual fee? And what should I do if the card is blocked?
In this complete guide, you'll discover everything you need to know about the Nubank card — from how it works to how to request a new one.
O Nubank credit card is issued by Mastercard flag, one of the most widely accepted in Brazil and worldwide. This means you can use it for purchases at millions of physical and online establishments, both domestically and internationally.
With full control by Nubank app, The customer can:
Nubank's proposal is give financial autonomy For the user — no queues, no bureaucracy, and no hidden fees.
One of the great advantages of the Nubank card is that There is no annual fee..
Unlike traditional banks, Nubank offers a free 100% credit card, with access to all app features and no monthly fees.
However, Nubank also offers an option. with premium benefitsthe Nubank Ultraviolet, which offers cashback and exclusive benefits, aimed at customers with higher incomes.
Therefore, you can choose between:
O Nubank is an exclusive partner of Mastercard.. This guarantees access to benefits of the flag, such as:
In other words, in addition to the advantages of fintech, the customer also benefits from... Mastercard global benefits.
Yes, but cashback is available in two main modalities:
This combination of Simplicity with financial return. This makes Nubank an excellent option for those who want to transform the use of their card into real benefits.
O Nubank virtual card It's an indispensable tool for anyone who shops online.
When generating a virtual card in the app, the customer receives a new number, expiration date and security code (CVV) different from the physical card — what protects against fraud on websites and apps.
The virtual card can be used for:
And the best part: it can be Blocked and recreated instantly. in case of suspected misuse.
One of the reasons that generates the most doubts is when the Nubank card is blocked..
Blocking can happen for different reasons, such as:
How to solve:
If you have any questions, Nubank's 24/7 chat support is quick and efficient.
Unlike many banks, Nubank It does not yet offer a traditional additional card., but there are smart alternatives.
The user can generate separate virtual cards for different people or purposes — for example, one for family shopping and another for personal use.
Furthermore, the Nubank Ultraviolet offers shared control features, such as add family members in financial goals and visualizing joint expenses.
This digital approach replaces the concept of a "physical additional card," while maintaining convenience and complete control within the app.
If you lost your card, it was blocked, or you want to request a new one, the process is simple:
The average delivery time is up to 15 business days, ...and the new card is already arriving. pre-registered in the app, Ready to use.
Tip: while you wait for your new physical card to arrive, you can use the virtual card for purchases and payments as usual.
In addition to having no annual fee, the Nubank card stands out for:
These factors explain why Nubank is the leader in customer satisfaction among digital banks in Brazil.
One of Nubank's biggest differentiators is its focus on financial education.
The app offers expense reports, expense categories, and suggestions for responsible credit use.
This helps the customer to avoid debt and the Improve your credit score., paving the way for higher limits and new products, such as loans and investments.
Nubank's philosophy is clear: Credit should be an ally, not an enemy..
O Nubank card It is one of the most comprehensive options on the market, ideal for both beginners and advanced credit users.
With it, you have financial freedom, security, digital control e Mastercard benefits — all without paying an annual fee.
Whether it's to take advantage of cashback, issue a virtual card, request a new card, or simply simplify your financial routine, Nubank stands out as... one of the best credit cards in Brazil.
Final tip: Use your card responsibly and keep track of your history in the app. This way, in addition to maintaining a good relationship with Nubank, you can achieve... automatic limit increases and access to exclusive products.
